Q: What is the difference between a standard (in patient) and a comprehensive (in and out patient) international medical plan?

A: A Standard or basic international medical plans will usually cover in-patient or day care treatment, post hospital treatment, nursing at home, emergency evacuation, repatriation or burial of mortal remains, emergency dental and complications of pregnancy. A Comprehensive international plan will cover all the above plus out-patient care and specialist treatments, complementary care, routine maternity, or routine dental. A Comprehensive plan generally has higher budget limits than a Standard plan. Most plans exclude pre-existing conditions which may go back 2-5 years or even longer.